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Financing Options

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Pine State has teamed up with GreenSky® to offer project financing. By clicking the link below you can quickly apply for financing. We understand that system replacements can be unexpected. Fortunately, whether it’s planned or unexpected, we’re here to help by making it hassle-free through our convenient third-party partner, GreenSky.

  • No down payment required.
  • Quick response times.
  • Multiple payment options.
  • Convenient payment arrangements.


Financing Options from GreenSky
Finance Your HVAC Project
2759 - Reduced 9.99% for 138 Months
2521 - 12 Months No Interest, No Payments - (84 Principal Pmts)
Financing for GreenSky© credit programs is provided by federally insured, federal and state chartered financial institutions without regard to race,color, religion,natinal origin, sex or familialstatus. NMLS #1416362; CT SLC-1416362; NJMT #1501607 C22



Efficiency Maine offers a variety of energy loans to help you pay for energy upgrades. All of their loans are low-interest, long-term loans with no fees. The application process is simple and quick. Often, annual energy savings exceed the cost of monthly loan payments in the very first year.

Popular loan projects include energy assessments, air sealing, insulation, high efficiency boiler or furnaces, pellet stoves, wood stoves, and ductless heat pumps. Additional energy or health and safety measures may be included with qualifying energy saving projects such as dealing with water issues in basements, crawl spaces, and attics; mold mitigation; radon mitigation; and asbestos remediation. With your energy advisor, insulation company or registered heating contractor, determine a scope of work that will result in energy savings, comfort, and safety year after year.In order to qualify for financing, the scope of work must include at least one eligible measure from the prescriptive list or have a total projected whole home savings greater than or equal to 20% as determined by an energy model. Popular prescriptive list measures that meet the minimum requirement for financing include: an energy assessment and a minimum of 6 hours of air sealing work, comprehensive insulation projects as recommended by an energy advisor, eligible heat pumps, pellet and wood stoves, high efficiency central boilers, and furnaces. As long as at least one highly cost-effective eligible measure is included in the project, additional energy saving upgrades as well as health and safety improvements can be included in financing. Details on eligible scopes of work can be found on the Energy Loan Scope of Work Form

Efficiency Maine offers a variety of loan types to meet your financing needs and monthly budget.

Efficiency Maine ENERGY LOANS are available statewide providing quick easy loans as low as $1,000 and loans for larger projects up to $15,000 at 4.99% APR.
Efficiency Maine MICRO LOANS allow homeowners with credit scores as low as 580 to borrow up to $4,000 over 10 years at 5.99% APR to afford the most cost-effective energy saving improvements like air sealing, insulation and ductless heat pumps.

To find out more information and apply, visit their website here:

Home Energy Loans

Mara W. from South Portland, ME says:

“I just wanted to let you know that you have an awesome crew! I had some anxiety about the whole process to begin with and the two men that did the work in my home were so courteous and professional, they were efficient and I just appreciated the whole experience. And on top of it all my house hasn’t felt this warm in a long time!!! I would never hesitate to recommend your services!”